About the Role
Altabank, Division of Glacier Bank, is looking for a Full-time Director of Portfolio Management for our Pleasant Grove Service Center branch.
Summary
In partnership with loan and executive officers ensures the credit department controls the risk profile of the Bank and meets strategic, service and growth plans. Ensures established policies and procedures are followed. Trains, directs, develops and supervises staff. Ensures that internal/external customers are promptly and professionally served. Ensures open communication is occurring with all loan staff of the Bank. Fosters an atmosphere of professionalism, trust and caring. Responsible for the management and performance of direct reports.
DUTIES AND RESPONSIBILITIES:
- Manage direct reports to maximize productivity, efficiency, and the potential of the human assets of the company, including: hiring, directing job assignments, monitoring staff performance, coaching, counseling, training, assuring compliance with regulatory requirements and organizational mission, values, policies and work rules. Appraise performance and provide recommendations for staff compensation, promotion, and termination, as appropriate.
- Provides guidance to team members as they complete credit memos to ensure adequate enforceability of company's position for new and existing loans reviewed. Analyzes current financial position of customer to determine the degree of risk involved in extending credit, reviews with lending officer, and prepares written summary to be presented to committee meetings for approval.
- Manages the spreading process and develops training and guidance for financial statement and tax return analysis
- Provides ongoing training and guidance on the loan origination system input, including risk grade, collateral, covenants, TPEs, and conditions.
- Lead or assist with projects that will consist primarily of credit administration issues and may relate to possible changes in policies and procedure, possible changes as a result of examiner or auditor recommendations, peer group analysis, market studies, changes in compliance and regulations, software upgrades, monitoring of industry or borrower concentrations, risk assessments, and feasibility studies for efficiency gains such as out-sourcing, in-sourcing, centralization of duties/staff, etc.
- Develops processes for efficient portfolio management including bank wide covenant monitoring, Annual Loan Reviews, Problem Loan Reports, and other credit reports.
- Work with HR to post open positions, review applicants, schedule and lead interviews with Senior Credit Risk Officer.
- Manage PTO and timesheets of assigned analysts.
- Coordinate and provide input on annual performance reviews and meet in monthly one-on-ones with assigned analyst team.
- Directs, develops, motivates, hires and disciplines personnel; administers performance evaluations and recommend appropriate personnel actions; conducts ongoing review of individual development plans.
- Meets regularly with staff both formally and informally to foster an atmosphere of professionalism, trust and caring.
- Meets monthly with management partners to coordinate ongoing analyst activities and goals.
- Continually seeks ways to improve efficiencies with productivity and meet established goals. Takes appropriate steps to correct unsatisfactory conditions. Closely monitors the improves risk controls of the Bank.
- Stays current on bank policies and procedures. Updates policies, procedures, and processes annually or as needed. Analyzes software programs to meet strategic goals.
- In coordination with management develops and manages to a yearly budget.
- Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
- Complete required bank training courses within assigned time frame(s). It is the individual learner responsibility to ensure that they understand the information given to them in each training. If the learner does not understand the information given they need to reach out to their supervisor for further clarification or additional training.
- Adhere to Altabank Core Values.
- Keeps management appropriately informed of area activities and of any significant problems.
- Participate in Community Service and Bank sponsored activities that serve and support the mission and values of the Altabank.
- Provide superior internal and external customer service: must demonstrate self-governance, courtesy and respect toward external customers as well as internal customers (all organization personnel).
- Represent Altabank in a professional manner which includes a professional image, confidentiality, a positive “can-do” attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy. Attends and participates in meetings as required.
- Regular and predictable attendance in order to accomplish, among other things, in-person contact with customers.
- Duties can change.
Schedule: M-F 8-5
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About You
QUALIFICATIONS:
KNOWLEDGE, SKILL, ABILITY:
- A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations, and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, education, and/or advising others on matters of significance.
- Expert use of Microsoft Word and Excel is required.
- Must possess ability to prepare written reports and present formal presentations.
- Courtesy, customer service, and tact are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
- Strong supervisory, compliance, and leadership skills.
- Strong interpersonal and problem solving skills.
- Strong verbal and written communication skills.
- Strong and proficient use of Microsoft computer applications to include Word, Excel and Access.
- Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
- Employee must be capable of regular, reliable, and timely attendance.
- Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management, analytical, and problem-solving skills.
WORK ENVIRONMENT:Sitting most of the time. Exerts up to 10 lbs. of force occasionally.
PHYSICAL DEMANDS:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.
Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.
Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.
What We Offer
COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!
We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.
