Associate Financial Advisor
Full-time | Toledo, OH
About the Role
We’re hiring an Associate Financial Advisor to immediately take over an existing group of client relationships at our Toledo-based RIA.
This is not a sales role, and there are no prospecting or production quotas. Your focus is the creation and execution of financial advice and delivering a high-end client experience for clients already working with our firm.
You’ll sit between operations and senior planning: running reviews, building and maintaining plans, coordinating implementation, and making sure clients feel informed, prioritized, and well taken care of.
What You’ll Do
- Take immediate ownership of an assigned book of existing client relationships.
- Serve as the primary day-to-day contact for these clients via email, phone, and review meetings.
- Build and maintain financial plans using our established process and tools.
- Deliver clear, practical recommendations on retirement, investments, cash flow, tax-aware strategies, and basic estate structure.
- Translate recommendations into concrete action items and ensure execution (account changes, transfers, distributions, Roth conversions, beneficiary updates, etc.).
- Coordinate closely with our operations/meeting prep team to ensure every meeting is well-prepared and every follow-up is completed.
- Keep Salesforce fully updated with accurate notes, tasks, and client details — no loose ends or “mental notes.”
- Identify gaps or opportunities (idle cash, old accounts, missing documents, misaligned allocations) and proactively address them.
- Recognize when situations require advanced planning or complexity and escalate cleanly to senior advisors with a concise summary.
What You Bring
- 3+ years of experience in a financial services role (RIA, bank, broker-dealer, or planning firm).
- Series 65 or similar license (or ability to obtain in a clearly defined timeframe), CFP or professional designation heavily preferred.
- Solid working knowledge of IRAs/401(k)s, brokerage accounts, basic tax concepts, RMDs, Roth strategies, Social Security/Medicare timing, and risk management.
- Strong written and oral communication skills — you can explain complex topics in plain language, in writing and in meetings.
- Detail-oriented and organized, comfortable working in a CRM and following a task-based workflow.
- Comfortable owning relationships and being accountable for outcomes, while collaborating closely with senior advisors and operations.
About Croak Capital
Croak Capital is a Toledo-based wealth management firm serving successful families who expect more than basic investment management. We focus on:
- Time Maximization – acting as a personal representative so clients spend less time coordinating advisors.
- Advanced Wealth Strategy – research-backed planning and portfolio management.
- Complex Asset Management – business exits, pre-IPO investment opportunities, and real estate management focus and optimization.
This role is central to delivering consistent, high-quality advice and experience to a key group of existing clients.
What We Offer
- Above market base salary aligned with experience.
- Performance-based bonus tied to client satisfaction, retention, and execution quality.
- 401(k) with employer contribution.
- Health insurance package.
- Flexible PTO and firm holidays.
- Clear path to grow into a more senior advisory or planning role.