Vice President of Lending at Expree Credit Union

Job Overview

The Vice President Lending role with Expree Credit Union is responsible for managing a team of loan officers and collection staff. They are involved in maintaining a portfolio of loans and developing long term growth strategies. The Vice President Lending will ensure that staff follow credit union policies and procedures.

Position Functions

• Identify and develop long term strategies that include initiatives such as portfolio mix, growth strategies, and market penetration objectives.
• Direct and monitor all lending operations.
• Monitor adherence to sound credit practices by all direct reports, that follow credit union policies and procedures.
• Handle all insider applications and prepares documents for the review committee.
• Create and analyze loan data reports.
• Research and evaluate the feasibility of new lending products.
• Oversee collection actions for delinquent loan members.
• Resolve member complaints and issues.
• Represent and promote the credit union at external functions.
• Ensure overall soundness of loan portfolios.
• Monitor compliance with federal and state lending laws, including contracts and disclosure requirements, maintaining transparency and integrity in all transactions.
• Analyze market trends and competitor activities to identify opportunities for new lending products or improvements to existing offerings.

Qualifications

• Extensive experience in loan origination within the financial services industry.
• Strong understanding of loan processing procedures, including documentation review and compliance standards like TILA regulations.
• Comprehensive expertise in Underwriting processes and practices
• Strong proficiency in Finance and foundational lending principles
• Experience in managing Consumer Lending activities, including customer-focused loan products
• Proven track record in Loans and loan portfolio management
• Commercial Lending experience
• Exceptional leadership and team-building abilities
• Bachelor’s degree in Finance, Business Administration, or a related field (required)
• Ability to function effectively in an on-site leadership role in Frankfort, KY
• Strong strategic thinking and decision-making skills