Risk Management - Business Banking SBA - Credit Risk - Vice President

Short Description

We are looking for an enthusiastic Vice President to lead our SBA credit risk teams at Chase Business Banking Risk.

Description

Bring your expertise to JPMorgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President in Chase Business Banking Risk, you will directly manage and develop the teams of  Small Business Account (SBA) credit officers who efficiently decision credit requests of varying complexity with high quality standards that adhere to SBA Standard Operating Procedure (SOP), credit risk requirements, guidelines and procedures. You will also assess businesses for SBA risk appetite across various industries and locations, conduct thorough credit risk analysis and recommend protective structures and make prudent credit decisions within authority levels.

Job Responsibilities 

• Maintain direct accountability for Credit Officer quality and compliance with SBA and regulatory requirements
• Act as the main Risk contact for SBA Solutions, Business Direct Center, Lending Product, Risk Strategy, Portfolio Management and senior management providing any SBA process updates or improvements. 
• Ensure high-quality credit risk assessment and analysis acting with a sense of urgency, solving problems, to effectively meet benchmarks and expectations.
• Collaborate with peers domestic and global, for consistent and timely coverage, for a national workload.
• Voice opinions clearly and Identify opportunities to improve controls and efficiencies, as well as lead change initiatives

• Participate on SBA Solutions Management and SBA Solutions Consultant team calls to discuss any updates to the Risk policy and procedures that impact the SBA products and be aware of any changes impacting Risk. 

   

• Represent JPMorgan in external risk-related discussions.
• Retain, develop and recruit high-performing talent.

Required qualifications, capabilities, and skills 

• Bachelor’s degree 
• 10 years of business credit risk experience, with strong knowledge of SBA, Scored and Wholesale Credit
• Proven experience as a subject matter expert on SBA Standard Operating Procedure to ensure Chase Credit Risk requirements and procedures are in compliance to ensure a valid SBA guaranty.  
• Proven leadership and talent development skills, including people management experience
• Ability to build strong stakeholder relationships and challenge effectively
• Experience in risk assessment, regulatory management, and procedure development
• Excellent communication, analytical, and problem-solving skills

Preferred qualifications, capabilities, and skills 

• MBA or related Master’s Degree preferred