Mortgage Loan Processor

Efinity Mortgage

El Centro, CA

Job post summary

Pay: $21.00 - $24.00 per hour

Job description:

Job Summary

We are seeking a motivated Processor Assistant for our El Centro, CA branch In this vital role, you will support the loan processing and underwriting functions, ensuring accurate and efficient handling of mortgage and loan documentation. Your contributions will help streamline loan origination processes, uphold compliance with Fair Housing regulations, and maintain high standards of customer service. This position offers an exciting opportunity to develop expertise in FNMA (Fannie Mae), mortgage servicing, credit analysis, and related areas within a fast-paced, growth-oriented environment.

Duties

Assist with the collection, review, and organization of loan documentation to ensure completeness and accuracy.
Support loan officers and underwriters by preparing necessary files for review, including verifying borrower information and supporting materials.
Process loan applications in accordance with FNMA guidelines and federal regulations such as TILA (Truth in Lending Act) and Fair Housing laws.
Conduct basic credit analysis by reviewing borrower financial data, including income, assets, and liabilities.
Support mortgage servicing activities by tracking loan status updates, escrow payments, and contractual obligations.
Maintain compliance with banking standards, contracts, and regulatory requirements throughout the loan processing cycle.

Skills

Strong knowledge of FNMA guidelines and underwriting principles to ensure compliant loan processing.
Experience with loan origination systems and mortgage servicing platforms.
Familiarity with Fair Housing regulations to promote equitable lending practices.
Ability to perform credit analysis with attention to detail and accuracy.
Proficiency in TILA disclosures, contracts review, and basic math calculations related to loans and escrow accounts.
Excellent organizational skills with the ability to handle multiple tasks efficiently in a fast-paced environment.
Basic math skills combined with 10-key typing proficiency for precise data entry. Join us as a Processor Assistant to be part of a dedicated team committed to delivering exceptional financial solutions while advancing your career in the mortgage industry!

Benefits: