Mortgage Loan O fficer Buckeye State Bank is an employee-owned, member-centric community bank, crea Ɵng Raving Fans through the excepƟonal service we provide for them. With our exci Ɵng growth and expansion, we are looking for quali fied, energeƟc team members to implement and achieve our Vision of The Bank of Tomorrow. Due to our successful growth, BSB is seeking an experienced Mortgage Loan O fficer. The Mortgage Loan O fficer is responsible for the origina Ɵon of residen Ɵal mortgage loan volume while delivering exemplary member- service. The Mortgage Loan O fficer will work closely with the processing and underwri Ɵng teams to ensure the accuracy and completeness of mortgage loan files. The posi Ɵon is also responsible for promo Ɵng the bank in the community and cross-selling other bank products and services such as Home Equity Lines of Credits and deposit accounts. Key Responsibili Ɵes: Education and Experience for Success: Strong understanding of basic mortgage principles, strong analy Ɵcal skills. Strong knowledge of residential lending practices and loan documentation. Effective communication and interpersonal skills. Strong aƩenƟon to detail and organiza Ɵonal skills. Ability to handle mul Ɵple tasks simultaneously and meet deadlines. Ability to learn new so Ōware and skills at a fast pace. Excellent communica Ɵon and problem-solving skills. Skills of the Mortgage Loan Originator: Successfully conduct a thorough ini Ɵal applicant loan interview Input applicant details from the interview into a loan applica Ɵon through BSB loan origina Ɵon soŌware (LOS) Obtain, review, and understand consumer tri-merge credit reports once authoriza Ɵon has been received; understand risk-based pricing Gather and analyze all app licant’s required documenta Ɵon related to employers, financial ins ƟtuƟon assets, liabili Ɵes, income documenta Ɵon and any other facet per Ɵnent to the loan file Coordinate with customer and appropriate BSB departments as needed to expedi Ɵously complete the loan transac Ɵon Provide Ɵmely loan progress reports to the customer Complete any other du Ɵes/goals/objec Ɵves assigned by employee’s supervisor(s) Deliver exemplary member, vendor, and referral partner service, communica Ɵon, and follow-up Commit to rou Ɵne prospec Ɵng and other business development func Ɵons Requirements for the Mortgage Loan Officer position: 2+ years of experience. Ideally, self-sourced purchase volume with strong Realtor and./or Builder ties. Acceptable and continued Nationwide Mortga ge Licensing System (NMLS) registration Ongoing training to develop intimate knowledge of, but not limited to, product guidelines and updates of the following: Conventional/FNMA/FH LMC/FHLB, FHA, VSA, USDA, BSB portfolio Knowledge of local, state and federal mortgage lending and banking laws (RESPA, TRID, FACTA, FCRA, Reg E, etc.) Ability to work independently Proficient knowledge of the Microsoft Office environment (Outlook, Word, Excel, Teams, etc.) Aptitude for quickly learning and becoming pr oficient with new technologies and systems Ability to compose clear, succinc t written communication, especially when involving technical and/or numerical data and advice High school graduate or GED Equivalent BSB offers compe ƟƟve compensa Ɵon, as well as incen Ɵves and a bene fit package, including: Standard Paid Ɵme off! Including paid vaca Ɵon. Your Birthday o ff as well as two floaƟng holidays! ReƟrement - 401k! You will be a member of the Employee Stock Ownership Plan!! Health Insurance with Vision and Dental!! Life Insurance! Disability Insurance! Job Type: Full-Ɵme Bene fits: 401(k) matching Dental insurance Flexible spending account Health insurance Health savings account Life insurance Paid Ɵme off Vision insurance Work Loca Ɵon: In person If you are looking for an exci Ɵng and rewarding challenge – Join the BUCKEYE STATE BANK Team! Interested? Please email hrdepartment@JoinBSB.com with a copy of your resume. Buckeye State Bank is an equal opportunity employer.
