Jr. Loan Officer/Jr. Account Executive

Junior Account Executive – Hybrid schedule

Location: SouthPark - Charlotte, NC

Employment Type: Full-Time | Monday – Friday | 8:30 AM – 5:30 PM

Department: Sales

Start Your Career at Ternus

Looking to break into real estate finance, sales, or lending - and grow with a company that’s scaling fast?

This role is your entry point into Ternus, where high performers don’t just build careers—they build ownership. As part of our long-term vision, top team members have the opportunity to participate in our Employee Stock Ownership Program (ESOP), giving you a real stake in the company you’re helping grow.

Whether your goal is to become a top-producing Account Executive, move into operations, underwriting, capital markets, or leadership, or build a long-term career in real estate finance, this is where it starts.

About Ternus

At Ternus, we’re building the most dependable, transparent, and fast-moving lending platform for real estate investors—by real estate investors. We offer 100% financing options across multiple states and operate with speed, precision, and a deep understanding of the investor mindset.

We move fast, expect a lot, and invest heavily in our associates and culture.

Position Summary

As a Junior Account Executive, you’ll be the first point of contact for many of our borrowers and a key driver of our sales pipeline. You’ll handle inbound and outbound communication, qualify deals, support loan applications, and work closely with senior Account Executives to move deals forward.

This is a high-activity, hybrid office role designed for individuals who are competitive, coachable, and motivated to grow quickly within the company.

You don’t need to know everything—we’ll train you. What matters is your work ethic, attitude, and drive to win.

Key Responsibilities

• Serve as the first point of contact for new borrower leads via phone, email, and web inquiries
• Handle a high volume of inbound and outbound calls to qualify new opportunities
• Ask the right questions to assess borrower eligibility and deal fit
• Assist prospects in completing loan applications and gathering required documentation
• Route qualified, high-intent leads to senior Account Executives
• Follow up on incomplete applications and nurture pipeline opportunities
• Maintain accurate records, notes, and activity tracking in Salesforce CRM
• Support the sales team with administrative tasks and deal flow coordination

What We’re Looking For

Required

• 1+ year of experience in a professional, office, or phone-based role
• Strong verbal communication skills and comfort being on the phone throughout the day
• Competitive mindset with a desire to succeed in a performance-driven environment
• Coachability and willingness to learn quickly
• Strong attention to detail and follow-through
• Proficiency with Microsoft Office (Outlook, Excel, etc.)

Preferred

• Experience in real estate, lending, mortgage, or financial services
• Familiarity with Salesforce or other CRM platforms
• Recent college graduates (bachelor’s degree is a plus) 
• Bilingual abilities are a plus

Compensation & Growth

• Competitive base salary of $37,500 plus performance-based bonus potential of $100 per closed file
• Clear path to promotion into Account Executive within 6–12 months based on performance
• Additional opportunities to explore career paths across sales, underwriting, operations, and leadership
• Hands-on training, mentorship, and exposure to high-volume real estate transactions
• Eligibility for ESOP participation, giving you long-term equity and ownership in Ternus on Day 1.

Why Ternus

• Fast-growing company with real upward mobility
• Built by investors, for investors—no fluff, just execution
• High-performance, team-first culture
• Direct exposure to real estate deals and capital markets
• Opportunity to grow your career and build equity in the company

Ready to Build Something Bigger?

If you’re hungry, competitive, and ready to start a career with real upside—in income, responsibility, and ownership—apply today, complete the assessment below, and take your first step at Ternus.

https://TeamArchitects.asmt.io/X7HNRKK7T/AccountExecutiveJob-Assessment