Director/MD Subscription Finance & Service

Candidate Experience site
Charlotte, NC

Citizens Bank is seeking a Director or Managing Director to join its Subscription Finance & Services (“SFS”) team. The SFS team manages a portfolio of private equity fund clients of varying sizes, strategy, and complexity. As a senior Relationship Manager, you will serve as the primary banking partner to CFOs, COOs, treasurers, and investment professionals across leading private equity firms. The team delivers fund-level financing solutions, strategic advisory, and holistic banking services.

 

The Relationship Manager will be responsible for originating, structuring, underwriting, and executing subscription credit facilities for sponsors with AUM > $1 billion, while also ensuring relationship coverage across the fund family.

 

Primary responsibilities include

  • Consistently call on target sponsors in person and develop deep, multi‑level relationships with key decision‑makers

  • Lead coverage of a portfolio of 20–25 sponsor relationships

  • Identify cross‑sell opportunities across Treasury, Capital Markets, FX, and other bank products

  • Lead the full lifecycle of subscription credit facilities, including pitching, term sheet negotiation, structuring, underwriting, documentation, and closing 

  • Prepare detailed pitch materials, market updates, and financing analyses for client meetings 

  • Perform borrowing base analysis, LP concentration and quality review, collateral diligence, and structural risk assessment

  • Oversee accounting, business, and legal due diligence for credit approval processes and ongoing portfolio monitoring 

  • Review and interpret fund documents, LPAs, side letters, subscription agreements, and investor letters to evaluate borrowing base eligibility and collateral protections

  • Monitor facility performance, borrowing base compliance, LP credit quality, and concentration risks throughout the life of the loan 

  • Lead amendments, waivers, covenant modifications, and facility upsizes as funds evolve

  • Interact directly with senior management, internal partners (Credit, Risk, Treasury, Capital Markets, Operations), and external legal counsel 

  • Partner with Syndications (if applicable) on facility distribution strategy and market clearing levels 

  • Provide oversight, guidance, and skill development for junior bankers, analysts, and associates

 

Qualifications, Education, Certifications and/or Other Professional Credentials

  • 10+ years of experience covering private equity, private capital, or corporate clients, with a strong background in fund finance, structured credit, leveraged finance, or related fields

  • Demonstrated success in business development, relationship management, and revenue generation

  • Negotiation skills and experience working closely with legal counsel on loan documentation 

  • Strong understanding of private equity structures, LP capital commitments, fund formation documents, and capital call mechanics

  • Bachelor’s degree required; MBA, CFA, or other relevant credentials preferred but not required

 

Hours & Work Schedule

  • Hours per Week: 40 +
  • Work Schedule: Monday to Friday 
  • Agility
  • Banking Regulations & Compliance
  • Building Relationships
  • Capital Markets
  • Client Management
  • Critical Thinking
  • Customer Alignment
  • Customer Empowerment
  • Customer-Centricity
  • Diversity and Inclusion Practice
  • Empowering Others
  • External Market Knowledge
  • Financial Market Analysis
  • Financial Risk Management
  • Fostering Inclusion
  • Industry Insight
  • Innovation
  • Leading Others
  • Negotiating
  • Private Equity
  • Product Knowledge
  • Valuation Models
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