Senior Underwriting Compliance Specialist
Edina, MN | Hybrid - 1 day per week in office (Wednesday)
Monday–Friday: 7:00am – 4:00pm
72 hours per biweekly pay period (every other Friday off)
About the Company
The Minnesota Workers’ Compensation Insurers Association (MWCIA) is a data-driven organization supporting Minnesota’s workers’ compensation system. We provide trusted, transparent information that strengthens the industry and ultimately helps protect people. At MWCIA, you’ll join a collaborative, purpose-driven team that values both precision and people.
Our work matters, and so do the individuals who do it. We are guided by our core values:
- Customer First – We listen, respond, and serve
- Quality Focused – We take pride in our accuracy
- Always Learning – We grow skills, knowledge, and community
- With Empathy – We care for people, not just the process
- Objective – We apply rules with fairness and clarity
MWCIA offers a supportive hybrid work environment, flexible scheduling, meaningful work, and opportunities to grow professionally while contributing to a mission that impacts workers and employers across Minnesota.
About the Role
The Underwriting Compliance Specialist serves as a subject matter expert on Minnesota workers’ compensation classification, rating, and coverage rules. This role provides consultative guidance to insurers, agents, employers, and regulatory stakeholders to ensure consistent interpretation and compliant application of Minnesota workers’ compensation statutes, manuals, and regulatory requirements. This position supports the Work Comp Resource Center by interpreting complex underwriting rules, assisting with regulatory filings, and responding to technical inquiries related to classification, policy forms, coverage determinations, and rating procedures. The role requires strong analytical skills, sound underwriting judgment, and the ability to communicate complex regulatory information clearly.
Responsibilities
Regulatory Interpretation and Compliance
- Serve as a subject matter expert on Minnesota workers’ compensation classification, rating plans, and coverage rules.
- Interpret and apply Minnesota workers’ compensation statutes, manuals, and regulatory rules to resolve complex classification and coverage questions.
- Provide consultative guidance to insurers, agents, and employers regarding regulatory requirements, classification determinations, and policy interpretation.
- Ensure consistent application of regulatory requirements and underwriting rules across industry stakeholders.
Technical Support and Industry Guidance
- Respond to technical inquiries from carriers, agents, employers, and regulatory stakeholders through phone, written correspondence, and other communication channels.
- Provide clear and accurate explanations of workers’ compensation regulations and underwriting practices.
- Maintain a high standard of customer service while addressing complex and technical inquiries.
Regulatory Filings and Manual Maintenance
- Support the development and maintenance of manual rules, rating plans, and policy forms.
- Participate in regulatory filings submitted through SERFF and other regulatory submission systems.
- Analyze Minnesota statutes and legislative changes and assist in preparing regulatory filings and submissions to the Minnesota Department of Commerce.
Assigned Risk Plan Processing
- Analyze and process Assigned Risk Plan applications including payroll and classification review.
- Review submissions for completeness and accuracy and ensure compliance with underwriting guidelines and regulatory requirements.
- Maintain appropriate documentation related to classification decisions and regulatory interpretations.
Collaboration and Technical Leadership
- Collaborate with internal teams to research regulatory issues and ensure accurate and compliant outcomes.
- Mentor colleagues and provide technical guidance on complex underwriting and regulatory matters.
- Participate in internal knowledge sharing and training to support consistent interpretation of rules and procedures.
Additional Responsibilities
- Maintain current knowledge of workers’ compensation regulations, industry trends, and legislative changes.
- Participate in professional meetings, training sessions, and industry discussions as appropriate.
- Perform additional duties and responsibilities as assigned by management.
Qualifications
5–10 years of workers’ compensation insurance experience including underwriting, regulatory, or compliance responsibilities.
Required Skills
- Strong knowledge of workers’ compensation classification systems, rating plans, and underwriting practices.
- Experience interpreting and applying Minnesota workers’ compensation statutes, rules, and manuals.
- Experience analyzing regulatory requirements and preparing or supporting regulatory filings.
- Strong written and verbal communication skills with the ability to explain technical concepts clearly.
- Ability to manage multiple priorities while maintaining accuracy and attention to detail.
- Strong organizational and analytical skills.
- Proficiency with Microsoft Office applications including Word and Excel.
Preferred Skills
- Bachelor’s degree or equivalent industry experience.
- Experience preparing regulatory filings through SERFF.
- Experience working with the Minnesota Department of Commerce.
- Demonstrated ability to mentor or coach colleagues on underwriting or regulatory matters.
Compensation package
- 36-hour workweek with every other Friday off.
- Generous PTO and paid holidays | 6 weeks (216 hours) of paid time off annually.
- Hybrid schedule with in-office requirement one day per week (Wednesdays).
- Medical and Dental coverage (75% employer-paid / 25% employee-paid).
- Vision coverage (employee-paid option).
- 401(k) plan options including Traditional, Roth, and After-Tax contributions w/ company match.
- 100% employer-paid Short-Term Disability and Parental Leave.
- Monthly employee activities, including catered lunches.
- Convenient Edina location near I-494 & France Avenue with on-site restaurants.
- Access to Centennial Lakes walking trails and complimentary fitness center.
Equal Opportunity Statement
This job description does not necessarily list all the functions or accountabilities of the job. Employees may be asked by management to perform additional duties and tasks. Management reserves the