Senior Technical Business Analyst

About the Company

PCS is one of the largest high net worth managing general underwriters in the market today. With a sole focus on families with $5m or more in assets, PCS provides complex insurance policies for individuals with complex needs. Private Client Select offers property and casualty personal insurance solutions and risk management services that meet the unique and complex needs of High-Net-Worth clients. We understand their passions and are committed to preserving the life that they have built.

PCS employs approximately five hundred staff members. The company has offices in New York, NY, Edison, NJ, St. Petersburg, FL, Schaumburg, IL, and San Diego, CA. PCS has a geographically diverse workforce and supports hybrid and remote business-based flexibility.

About the Position

PCS is seeking a Senior Technical Business Analyst who thrives at the intersection of insurance expertise, systems thinking, and creative problem solving. In this role, you will help shape the platforms that power our underwriting and rating capabilities. Working closely with Actuarial, Product, Technology, and Innovation teams, you will translate complex insurance requirements into practical, scalable system solutions. This is a hands-on role for someone who enjoys diving into systems, data, and rating logic while also coordinating work across teams and managing external consultants when additional development support is required. This role reports to the VP of Applications and partners closely with Product, Actuarial, and Innovation leadership.

Why this Role Matters

Rating and underwriting platforms are the core engines of the PCS business. They determine how risk is evaluated, how products are priced, and how efficiently brokers and clients interact with our services.

PCS is modernizing its technology ecosystem and simplifying legacy processes to move faster, innovate more easily, and improve operational efficiency.

The Senior Technical Business Analyst plays a key role in that transformation — ensuring rating logic, underwriting rules, and system integrations work seamlessly across platforms. The work done in this role directly impacts how quickly PCS can launch new products, adapt to market changes, and scale the business.

About the Ideal Candidate

This role is ideal for someone who enjoys building and improving systems, not just documenting them. The right candidate is curious about how platforms work, energized by solving complex problems, and motivated to turn ideas into practical solutions. They are comfortable getting hands-on with systems and data while also seeing the bigger picture across platforms, teams, and workflows. Strong analytical thinking, creativity, and collaboration are essential for success in this role.

Job Responsibilities

• Own the rating and UW rules platform ecosystem.
• Develop expertise in PCS’s rating environment, including Coherent rating engine workflows, Excel-based rating models, and integrations with policy administration systems.
• Understand how underwriting rules, rating logic, and workflows interact across platforms.
• Translate business needs into system solutions.
• Gather and translate business requirements into clear specifications for rating, rules, and system enhancements.
• Work with Product, Actuarial, and Technology teams to design effective platform solutions
• Be hands-on in solving system challenges.
• Analyze system workflows, rating logic, and integrations to troubleshoot issues and support platform improvements.
• Participate in testing, validation, and troubleshooting related to rating and underwriting platform updates.
• Coordinate development and manage consultants.
• Work with internal engineering teams and external development consultants.
• Help guide priorities, clarify requirements, and ensure successful delivery.
• Drive collaboration and clarity.
• Facilitate communication between business stakeholders, actuarial teams, and engineers.
• Coordinate platform updates across teams and maintain documentation of system workflows and changes.
• Applicants must be legally authorized to work in the United States and must not require employment-based visa sponsorship now or in the future.

Required Skills & Qualifications

• Bachelor’s degree in Business, Information Systems, Computer Science, or related field.
• Experience in Property & Casualty insurance.
• Experience working with insurance rating engines such as Coherent or similar platforms.
• Experience working with Excel-based rating models.
• Familiarity with policy administration systems.
• Ability to analyze complex system workflows and API-driven integrations.
• Strong Excel and structured data analysis skills.
• Basic knowledge of SQL or Python.
• Experience coordinating work across business and technology teams.
• Experience managing or coordinating work performed by external consultants or development partners.
• Outstanding communication skills, including the ability to translate technical concepts for non-technical stakeholders.
• Strong analytical thinking, documentation, and problem-solving skills.
• Creative mindset for solving complex system challenges.

Preferred Skills

• Familiarity with modern low-code policy administration systems such as Instanda.
• Experience working in Agile environments.
• Project management or Scrum Master experience.
• Experience using API testing tools such as Postman.

Equal Employment Opportunity Policy

PCS values and is fully committed to diversity and inclusion. It is the policy of PCS not to discriminate against any applicant for employment, or any employee because of age, color, sex, disability, nation of origin, race, religion, sexual orientation, gender identity, or veteran status.