Chief Credit Risk Officer

JCW Group
Elgin, IL

Chief Credit Risk Officer (CCRO)


A privately owned bank is seeking a Chief Credit Risk Officer to lead its credit and risk function. This is a hands-on role combining credit leadership with active involvement in underwriting, portfolio oversight, and risk management.


The Role

  • Act as senior credit authority with responsibility for approvals and risk oversight
  • Remain hands-on in underwriting across CRE and C&I lending
  • Serve as a voting member on the credit committee
  • Lead and develop a team of 5–6 credit professionals
  • Oversee the full loan portfolio, identifying risks and early warning signals
  • Provide insight to senior leadership on portfolio performance and risk strategy
  • Support development of credit policies, procedures, and systems


Candidate Profile

  • Strong experience in commercial banking credit (CRE and C&I)
  • Background in underwriting and portfolio risk management
  • Leadership or mentoring experience within credit teams
  • Likely a Senior Credit Officer, Credit Risk professional, or Portfolio Manager ready to step into a senior role

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